Broker Check


Tuesday, September 27, 2022

Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you joy.

Monday, September 26, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. Now that interest rates have moved substantially higher, we...

Tuesday, September 20, 2022

529 plans can be a great way to save for college, but they're not the only way. When you're investing for a major goal like education, it makes sense to be familiar with all of your options.

Monday, September 19, 2022

Inflationary dynamics continue to surprise to the upside, and markets now expect the Fed to pursue one of its most aggressive rate hiking campaign in years. U.S. Treasury yields continue to move higher as well. We think we’ve...

Tuesday, September 13, 2022

Your need for life insurance changes as your life changes. Let's look at how your life insurance needs change throughout your lifetime.

Show All

Monday, September 12, 2022

Federal Reserve Chairman Jay Powell reiterated his warning that getting inflation under control will require some pain. Powell is likely making these warnings based on the arcane, clunky relationship between inflation and unemployment....

Tuesday, September 6, 2022

The difficult 2022 for stocks may not get much easier because as we now wait for better news on the inflation front, we have to contend with a seasonally weak month of September. While we got some welcome news in Friday’s jobs...

Tuesday, September 6, 2022

As a business owner, you have unique college planning opportunities. Generally, you can shift business income to your child using one of the following strategies:

Tuesday, August 30, 2022

You've worked long and hard for years, saving diligently through your employer-sponsored retirement savings plan. Now, with retirement on the horizon, it's time to begin thinking about how to tap your plan assets for income.

Monday, August 29, 2022

Earnings growth of 6-7% doesn’t sound very exciting, but given the challenges corporate America has faced, we consider the nearly-complete second quarter earnings season a resounding success. The numerous challenges last quarter...

Tuesday, August 23, 2022

The Inflation Reduction Act, signed into law on August 16, 2022, includes health-care and energy-related provisions, a new corporate alternative minimum tax, and an excise tax on certain corporate stock buybacks.

Monday, August 22, 2022

Existing home sales fell 5.9% in July, the sixth consecutive month of declines as higher interest rates weigh on housing affordability and prospective buyers. As the housing market slowed, so did prices. The median price for a single...

Tuesday, August 16, 2022

Financial planning is unique for each person; no two financial plans look the same because everyone's life and personal goals are different. Regardless of what your goals are, financial planning can help you work towards achieving them.

Monday, August 15, 2022

Investors cheered the two better-than-expected inflation reports last week, pushing the S&P 500 to 16% above its June 16 low and only 11% below its all-time high. After this rebound, the key question investors are asking is whether...

Tuesday, August 9, 2022

From an increase in housing prices to a decrease in days on the market, the market has been tricky to predict. Available data gives a snapshot of the market trends and what homebuyers and sellers can expect.

Monday, August 8, 2022

The market pundits remain intensely focused on the question of whether the U.S. economy is in or about to enter recession, so we thought a piece on what a recession might mean for the stock market would be of interest. While...

Tuesday, August 2, 2022

In golf, as in finances, a few rules of thumb may improve your game. Applying lessons from the golf course to your financial life and vice versa may help you improve your game in both arenas.

Monday, August 1, 2022

That was quite a week. These days a Federal Reserve (Fed) policy meeting alone gets a lot of headlines and has market participants on the edge of their seats. Add to that the second straight quarter of negative gross domestic product...

Tuesday, July 26, 2022

As the cost of a college education continues to climb, many grandparents are stepping in to help. This is one way for grandparents to pass on wealth without having to pay gift and estate taxes.

Monday, July 25, 2022

For the past year, supply-related problems contributed more to inflation than demand-related imbalances, but that may be changing soon. There are at least three factors that could change the course of inflation. First, the improvement...

Tuesday, July 19, 2022

Insurance may provide a safety net for when things go wrong and might allow you to navigate life a little more confidently. Insurance Nerd Day is July 18. In celebration, here are six interesting facts about insurance you may not know.

Monday, July 18, 2022

Markets rarely give us clear skies, and there are always threats to watch for on the horizon, but the right preparation, context, and support can help us navigate anything that may lie ahead. So far, this year hasn’t seen a...

Tuesday, July 12, 2022

In retirement, it is sometimes necessary to create new social connections and a new social network, especially if you relied on work for your socialization. Here are some benefits that social wellness may bring to your retirement.

Tuesday, July 5, 2022

What might seniors do to get back on track after their retirement plans have gone awry? Here are four steps that might help you respond to some retirement setbacks.

Tuesday, July 5, 2022

Stocks have been unable to make up much ground since the June 16 lows, with a bear market rally amounting to only around a 4.3% gain in the S&P 500 Index since then (as of July 1). After the more than 6% rally the week of June 24 and...

Tuesday, June 28, 2022

Your key employees are those special people with such unique skills and talents that they contribute greatly to the financial success of your business. Would your business survive if something were to happen to them?

Monday, June 27, 2022

It may be early, but we see some potential signs that energy trends could be changing, which would not only have positive implications for consumers’ wallets, but also potentially investors’ investment portfolios.

Tuesday, June 21, 2022

Five easy pointers to help you plan during all of your retirement years. If you’re retired, there’s good news in that you’ll probably live longer and perhaps better than your parents and grandparents did.

Tuesday, June 21, 2022

To help investors manage through this difficult period, we answer some of the top questions we’re getting about bear markets and list some things to watch to assess progress toward an eventual durable low.

Tuesday, June 14, 2022

If you're like some Americans, you've probably heard of annuities but are unsure what they are. An annuity is a contract with an insurance company designed to help your money last throughout your life.

Monday, June 13, 2022

Below we discuss the outlook for diversified portfolios of stocks and bonds to make the case that the 60/40 portfolio isn’t dead.

Tuesday, June 7, 2022

With home prices rising to unprecedented levels and multiple offers becoming commonplace in residential transactions, it seems that everyone is focusing on the financial benefits that owning a home offers.

Monday, June 6, 2022

Many pundits are issuing recession warnings and saying the economy is heading for a hard landing. Amid the cacophony of voices, we think the economy is slowing just like central bankers want but not shrinking.

Tuesday, May 31, 2022

Investing is stressful. It takes sound mental decisions to weather the ups and downs that come with the markets and investing in general. Here are a few simple mental health tips to help investors remain centered.

Tuesday, May 31, 2022

We fully acknowledge how tough it is to see the bull case for stocks right now, and a retest of recent lows is certainly possible, but this week we lay out the bull case for the second half of the year. It starts with inflation.

Tuesday, May 24, 2022

The idea of supporting ‘mom and pop shops’ has re-ignited as people realize they want a robust local economy that supports their friends' and neighbors' livelihoods.

Tuesday, May 17, 2022

For many parents, 529 college savings accounts may be a way to invest for your child’s future while perhaps saving money on taxes in some states. Here are four of the costliest 529 mistakes you might make.

Tuesday, May 10, 2022

Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance.

Tuesday, May 3, 2022

Your business represents a substantial investment of your ideas, time, and money. Because your business faces a variety of risks and perils, it's important to look at insuring it for multiple reasons.

Tuesday, April 26, 2022

You may continue working while drawing Social Security retirement or survivor's benefits, and here's what you need to know.

Tuesday, April 19, 2022

Determining the appropriate amount of life insurance coverage for your family can be complicated. Rather than using an arbitrary formula, such as five to seven times your annual salary, you may want to conduct a need analysis. Here's how:

Tuesday, April 12, 2022

There are tax-advantaged accounts designed to help families set aside funds for future college costs. There are two types of tax-advantaged college savings programs: pre-paid tuition plans and college savings plans.

Tuesday, April 5, 2022

Whether you’re interested in a quick refresher or seeking to learn something new, it may be worth the effort to brush up on some financial concepts that give you a broader knowledge base from which to make financial decisions.

Tuesday, March 29, 2022

With spring’s arrival, you may be eager to jump into your list of spring-cleaning tasks for your home and yard. However, there is another area of your life that may need some tidying up—your finances.

Tuesday, March 22, 2022

For decades, women have been making their mark on the business world, overcoming struggles and adversity to be able to get the same recognition as their male counterparts. Here are a few of the most well-known financial female pioneers.

Tuesday, March 15, 2022

There is a common misconception that estate planning is something only the affluent need to do before they die. However, estate planning is important for everyone, regardless of income level or net worth.

Tuesday, March 8, 2022

Here are nine things about retirement that might surprise you.

Tuesday, March 1, 2022

March is National Credit Education Month in the U.S. Whether you're a credit novice or well-versed in the art of the FICO score, below are four ways to potentially boost your credit IQ.

Tuesday, February 22, 2022

Many workers have been dreaming of retirement since they first entered the workforce. However, once this retirement date draws near, the prospect of giving up your primary source of income may be nerve-wracking.

Tuesday, February 15, 2022

Any endeavor worth undertaking, especially one that may affect others, deserves our careful consideration before we begin.

Tuesday, February 8, 2022

For business owners, estate planning may seem like another task to do on a long to-do list. Having a solid estate and succession plan in place may be crucial to your business's long-term success.

Wednesday, February 2, 2022

Regardless of age, we all value our independence. It is important to plan for the future while encouraging your loved ones to remain independent for as long as possible.

Tuesday, January 25, 2022

Identity theft hits your finances, but also can affect your taxes too. Identity theft is one of the fastest growing crimes in the United States, with as many as 10% of Americans over age 16 becoming victims last year, according to a...

Tuesday, January 4, 2022

Wednesday, December 22, 2021

Monday, December 6, 2021

Most people associate the holidays with a time for giving, sharing heartwarming moments with loved ones, and embracing the overall high spirits of those around us. But for those who are not necessarily close with friends and relatives,...

Monday, December 6, 2021

Charitable giving is a great way to support your community, make an impact for others, or leave a legacy while saving on taxes.

Sunday, December 5, 2021

Sunday, December 5, 2021

Thursday, November 18, 2021

The ability to enjoy our golden years is the same as the ability to be happy People say things like, “When I retire, I am going to be happy,” or “When I don’t have to work anymore, I will be happy.” The...

Thursday, November 18, 2021

Tips to help children, teens and other vulnerable groups The Internal Revenue Service (IRS) is helping families, teens and senior citizens learn about the continued importance of protecting personal information in helping fight...

Wednesday, November 17, 2021

For some, it’s easy to put personal finances on the back burner during the last few months of the year. However, before the year comes to an end, it’s essential to review your finances. By doing so now, you can make the...

Saturday, October 30, 2021

It may be easy to forget we're nearing the end of the year. Even during the busy end of year rush, it's a good time to reevaluate your 2021 finances and turn an eye toward 2022. What can you do now to potentially improve and streamline...

Friday, October 29, 2021

Spend as much time fixing your mistakes as you do planning the holidays Here are a few of the top mistakes people make in trying to fund their retirement: No specific goal. Many people say something like, “I want to retire in my...

Tuesday, October 12, 2021

Social Security is a pay-as-you-go system, which means today's workers are paying taxes for the benefits received by today's retirees. However, demographic trends such as lower birth rates, higher retirement rates, and longer life...

Tuesday, September 28, 2021

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Saturday, September 4, 2021

September is self-improvement month and a great time to work on your financial health. When you think of self-improvement, you likely think of your health or career but may pay little attention to your finances. Getting your financial...

Monday, August 23, 2021

As the summer comes to a close, it’s a good time to do a little end of season cleanup to prepare for the fall season just around the corner. Garden To get ready for any fall planting, clean out garden pots and dry out or preserve...

Monday, July 26, 2021

Amid the heat of mid-summer, do you remember your New Year’s resolutions regarding your personal financial planning? How are you coming with your to-do list? It seems like only yesterday that, in late 1999, the worry du jour was...

Tuesday, July 6, 2021

At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses while at the same time looking after the needs...

Sunday, June 27, 2021

If we’ve learned anything from 2020, it’s that life can change at the drop of a hat. While many families had to forgo their travel plans last year, there are still plenty who are questioning whether or not a safe vacation...

Tuesday, June 22, 2021

Fear-of-missing-out is a very real emotion – but it can derail your portfolio Every day we’re bombarded with reports of what’s hot and what’s not – fueling a fear-of-missing-out (FOMO) on some great...

Wednesday, June 9, 2021

For many Americans, the home is the single biggest purchase made during their lifetime.[1] As a result, it's important to do everything possible to keep it in good condition. Even moderate or short-term neglect can be dangerous, as...

Friday, May 28, 2021

There’s a subjective uncertainty associated with financial wellness. Are you financially fit? And if so, how fit are you? While there is no clearly defined threshold for answering affirmatively, much less grading your level of...

Thursday, May 27, 2021

Market risk is something all investors may worry about, but those close to retirement have limited time to recover from market loss. If you are within ten years of retirement, now is a critical time for your portfolio to continue to...

Sunday, May 23, 2021

Over the next twenty years, a wealth transfer will occur that exceeds $30 trillion as the Baby Boomer generation passes the remainder of their wealth to the Millennials and subsequent generations. The Baby Boomers (born 1946-1964) are...

Monday, May 17, 2021

Medicare is available to virtually all U.S. citizens and legal residents 65 years of age and over who have previously worked and paid U.S. taxes or who are/were married to someone who did. And while this opens a host of healthcare...

Sunday, May 16, 2021

Strategic financial planning is important for everyone but especially for high-income earners that have their compensation tied directly to the success of the business. Executives and entrepreneurs both rely on accessing their wealth...

Thursday, May 6, 2021

Ask yourself, "What will my golden years hold for me?" Is the answer a comfortable home near a golf course? Free time to spend with your grandchildren? Or even a cross-country journey or trip around the world? Whatever your answer may...

Wednesday, May 5, 2021

A 529 plan is a state-sponsored tax-advantaged plan designed for saving for future education expenses authorized by Section 529 of the Internal Revenue Code. If used for education, the assets grow tax-free. According to the College...

Saturday, May 1, 2021

When Jennifer purchased her life insurance policy 10 years ago, she assumed that her life insurance planning was complete. She thought that if she just paid her premiums on time, she could sit back and not worry about life insurance...

Tuesday, April 27, 2021

Identity theft is a growing concern, impacting 14.4 million U.S. Consumers in 2019.[1] Armed with your Social Security number, a criminal can use that information to commit tax- and other financial-related crimes in your name. There...

Thursday, April 15, 2021

As you get older and closer to retirement, your financial practices need to shift slightly as you transition from working and saving to relying on your nest egg. As you approach this stage of your life, you need to take steps to...

Monday, April 12, 2021

A Roth IRA is a retirement savings vehicle like no other. Not only can account holders withdraw their contributions at any time without taxes or penalties, but also these accounts aren't subject to required minimum distributions...

Monday, April 5, 2021

Unlike verbal literacy, financial literacy isn't often taught in schools—which means that many people may enter adulthood without having all the tools they need to make informed and effective financial decisions.1 Fortunately,...

Monday, March 22, 2021

Taking a closer look at whether it might be appropriate for your situation Since it first became available in 2006, many employers have added the Roth 401(k) to their benefit packages as a retirement savings option. A Roth option is...

Monday, March 8, 2021

For investors approaching retirement, it is important to begin thinking about retirement income planning. This involves a mindset shift from accumulating an investment portfolio designed for growth to creating a portfolio of retirement...

Wednesday, February 24, 2021

Remember, it is never too early to start planning for your future The time to begin planning for your financial future is now. So, when it comes to preparing for retirement, the earlier you start, the better. Here are some steps to...

Friday, February 12, 2021

Good news for retirement savers: The maximum amount that can be contributed to a traditional IRA remains the same as it was last year. In fact, the last time the limit was increased by $500 was in 2019 and that was the first increase...

Monday, February 1, 2021

Is this the new Occupy Wall Street movement with a massive sling shot? Wall Street bets against companies all the time, thinking that they are overvalued, destined to fail, or both. The reality is that at any given time, the big...

Tuesday, January 26, 2021

As the COVID-19 pandemic enters its second year, President Joe Biden has begun to outline details of the "American Rescue Plan," a $1.9 trillion relief plan designed to help stem the coronavirus pandemic while giving the U.S. economy...

Tuesday, January 19, 2021

As of 2018, about 58 million Americans had a 401(k), while around one-third of households owned an individual retirement account (IRA).1, 2 Yet for as commonplace as these retirement accounts can be, the nuances of contributions are a...

Wednesday, December 30, 2020

After months of intense debate, the House and Senate voted to pass a second COVID-19 economic stimulus bill and the President has signed it into law.1 At a total cost of $900 billion, this 5,600-page bill1 contains everything from...

Tuesday, December 15, 2020

Many of us remember the phrase “too big to fail” from the 2008 financial crisis and cringe now that its use has been resurrected during the coronavirus pandemic...

Tuesday, December 1, 2020

The holiday season is just around the corner and many charitable organizations are in desperate need of donations to help provide the vital services needed in the community. You are most often inundated with a number of charitable...